COTO Insurance & Financial Services Blog

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2019 Brings Changes to Retirement Planning
December 10, 2018

Retirement planning can sometimes feel confusing, but you know one thing for sure: No one has ever claimed that they saved too much for retirement! The mantra, “save all you can”, still holds true. Now, we have a bit of good news: In 2019, the contribution limit for qualified retirement…

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Three Important Steps to Take Right Now
December 5, 2018

Like most of us, you might be feeling a bit busy and rushed toward the end of the year. So, it can be easy to lose sight of your long-term financial plan. But since there are certain planning tasks that need to be done by the end of the year,…

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Have You Protected Your Most Valuable Asset?
November 26, 2018

You wouldn’t hesitate to protect your home or car from catastrophe; after all, those are major investments. But for some reason, many people aren’t protecting their most valuable asset. Did you know that 98 percent of Americans don’t have enough life insurance to replace their own income, in the event…

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What Does the Social Security COLA Mean for You?
November 19, 2018

Last month, Social Security announced a much-anticipated cost of living adjustment (COLA) for beneficiaries. After analyzing numbers from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), the Administration approved a 2.8 percent bump in monthly beneficiary checks. For the average retiree receiving Social Security benefits of…

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