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COTO Insurance & Financial Services Blog
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Even as a retirement planning specialist, I learn new things about topics like Social Security and Medicare all the time! Recently some clients came to me with a dilemma regarding Medicare enrollment, and I did a little sleuthing to help them figure out their situation. Since this appears to be…
It seems that every few years, a new scam targets retirees or those close to retirement. This population is understandably nervous about recent or looming changes in their lives, and worried about finances. On top of that, many people don’t know a lot about how certain government programs work. Specifically,…
As you plan for retirement, you have many different issues to consider. While you might focus on your options to generate income, considering how that income will be spent is the other side of the coin that many people forget. Unexpected expenses can and do pop up during retirement. And…
In my many years of working one-on-one with clients, I have learned something important about life insurance: There are no cookie cutter, one-size-fits-all answers. Sometimes a client will call me, and say something like, “I need to purchase 100,000 dollars in life insurance”. My reply is, “How did you arrive…