COTO Insurance & Financial Services Blog

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Six Ways to Make the Most of Social Security Benefits
January 6, 2019

After decades of paying Social Security taxes, we all expect our Social Security benefits to be waiting for us when we need them. They will be, but the choices you make now and in upcoming years can affect the final monthly amount of your checks. Since Social Security is likely…

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Don’t Let Your Resolutions Wreck Your Budget
January 2, 2019

At this time of year, many of us are setting resolutions for the New Year. It’s a great time to change your life for the better, get more organized, improve your health, and meet other goals. But sometimes the pursuit of these goals can impact your budget. Take these steps…

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Can I Buy a Life Insurance Policy on my Ex?
December 21, 2018

This question might surprise you, but it’s actually quite a common situation. Many people wonder whether they can purchase a life insurance policy on their ex spouse, and the answer is yes! Not only can you do that; in many cases perhaps you should. This type of policy can be…

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Medicare Costs are Increasing for Some
December 17, 2018

As you’re planning for retirement, one of the most important things you can remember is to expect budgetary and expense changes from year to year. It is unlikely that your expenses will remain static throughout retirement, so your income planning decisions will need to be adjusted as well. One of…

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