COTO Insurance & Financial Services Blog

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The Cost of Claiming Social Security Too Early
May 7, 2018

Planning for your Social Security benefits, especially when to claim them, is one of the most important aspects of retirement planning. It’s also one of the least understood, in terms of how your timing will impact your monthly benefit amount. While there is no answer that is “right” for every…

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Term or Permanent Life Insurance, Which is Better?
April 23, 2018

If you’ve decided that you definitely need life insurance, congratulations. You’ve made the first step toward an important decision that will protect your loved ones. But of course, deciding that you need this protection is only the first step. Now you will face a series of choices related to the…

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Early Retirement Might Help You Live Longer
April 15, 2018

What would you do all day, if you could retire right now? It appears that many early retirees are spending at least some of their time exercising and attending regular medical checkups and screenings. According to a study published last year in the journal of Health and Economics, those who…

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Do You Have Enough Life Insurance?
April 9, 2018

In 2016, a survey by LIMRA found that two out of five US households have no life insurance protection. Of those who did have a life insurance policy, many expressed concern that they might not have enough. We’ll address that in a moment, but first let’s take a look at…

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