COTO Insurance & Financial Services Blog

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Real Estate: Trends & Predictions
February 22, 2021

The pandemic has changed our lives, our economy and our workplaces in many ways. Looking ahead, its impact may be widespread and long term for a variety of industries. Nowhere is this more prevalent than in the real estate industry. In recent months, tech companies such as Facebook, Twitter, Square,…

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COVID’s Toll: A Growing Mental Health Crisis
February 15, 2021

As COVID-19 outbreaks continue throughout the country, quarantining, working from home and at-home schooling have caused many people to suffer from what used to be called “cabin fever.” Cabin fever has seemed to spark mental health challenges such as anxiety, depression or just plain loneliness. And it seems to be…

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Health Care Spending During a Pandemic
February 8, 2021

In 2019, health care spending in the U.S. rose by 4.6%, for a total of $3.8 trillion. In fact, health care spending accounted for more than 17% of the economy. Spending accelerated in hospital care, physician and clinical services, and prescription drugs (which represented 61% of total national health spending).1…

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U.S. Weighs Student Loan Forgiveness
February 1, 2021

The current tab for student loan debt in the United States is $1.6 trillion. Most individuals don’t owe the federal government huge sums of money: 14 million borrowers owe $10,000 or less, while less than 3.5 million borrowers owe $200,000 or more. Many of those students in the latter group…

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