COTO Insurance & Financial Services Blog

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America’s Need for Better “Infloodstructure”
November 23, 2020

In February, Spirit Airlines decided to transfer a portion of its operations from Miramar, Florida to Nashville, Tennessee. The key driver of this decision was recurring hurricane and tropical storm risk. This means a loss of 240 jobs for the Panhandle area.1 By mid-September of the 2020 hurricane season, mainland…

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The Millennial Economy
November 16, 2020

The millennial generation hasn’t had it so great. A recent economic analysis reports that since entering the workforce five to 20 years ago, the average millennial has experienced slower economic advancement than any other generation in U.S. history.1 It’s not just a matter of long periods of high unemployment. It’s…

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The Precarious Status of the Affordable Care Act
November 9, 2020

There is a lot riding on both the outcome of this year’s federal elections and the appointment of the new Supreme Court justice. One of the most predominant issues scheduled to be argued before the court this fall is the constitutionality of the individual mandate within the current health care…

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Housing Notes
November 2, 2020

Millennials can’t seem to catch a break. From their late teens through college, many saw their parents suffer from tremendous financial distress, job loss and, for some, even losing their family home. Many of these young adults graduated from college with overwhelming student loan debt as they entered a terrible…

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