COTO Insurance & Financial Services Blog

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What Happens to Debts After Death?
March 25, 2019

No one hopes to carry significant debts into retirement, and you particularly don’t wish to leave behind large debts for your loved ones after you pass away. But some amount of debt is normal for everyone, and is usually unavoidable. Planning for those debts, then, is the way to protect…

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What is the Maximum Possible Social Security Benefit?
March 18, 2019

Like most people, you probably anticipate that Social Security will make up an important part of your retirement income. But how large can your monthly benefit payment actually be? That will be determined by a number of factors unique to your situation, but let’s take a look at the maximum…

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Does Your Life Insurance Really Suit Your Situation?
March 11, 2019

Most people think of life insurance as a one-size-fits-all product. You assume you need a certain amount of coverage, you purchase a policy with a premium you can afford, and now you’re all set… But are you? The truth is, each life insurance policy is not designed to appeal to…

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What To Do With Your 401(k) When You Change Jobs
March 4, 2019

Your grandparents might have worked for the same company for thirty years, and then retired with a comfortable pension or retirement savings. Today, those situations are rare. Not only are pensions rare, with the burden of retirement preparations falling more on workers’ shoulders; most of us tend to change employers…

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