COTO Insurance & Financial Services Blog

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Guaranteed Universal Life Insurance: The Hidden Gem of Long Term Coverage
July 7, 2025

Guaranteed universal life insurance is an excellent fit for individuals who want reliable lifelong coverage without the complexity of managing a policy’s investment component.

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How to Use Universal Life Insurance for Retirement Income
July 6, 2025

Universal life insurance is a flexible type of permanent coverage that combines a death benefit with a cash value component, making it a useful financial tool for long term planning.

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Real Estate: Trends & Predictions
February 22, 2021

The pandemic has changed our lives, our economy and our workplaces in many ways. Looking ahead, its impact may be widespread and long term for a variety of industries. Nowhere is this more prevalent than in the real estate industry. In recent months, tech companies such as Facebook, Twitter, Square,…

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COVID’s Toll: A Growing Mental Health Crisis
February 15, 2021

As COVID-19 outbreaks continue throughout the country, quarantining, working from home and at-home schooling have caused many people to suffer from what used to be called “cabin fever.” Cabin fever has seemed to spark mental health challenges such as anxiety, depression or just plain loneliness. And it seems to be…

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