COTO Insurance & Financial Services Blog

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Can I Buy a Life Insurance Policy on my Ex?
December 21, 2018

This question might surprise you, but it’s actually quite a common situation. Many people wonder whether they can purchase a life insurance policy on their ex spouse, and the answer is yes! Not only can you do that; in many cases perhaps you should. This type of policy can be…

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Medicare Costs are Increasing for Some
December 17, 2018

As you’re planning for retirement, one of the most important things you can remember is to expect budgetary and expense changes from year to year. It is unlikely that your expenses will remain static throughout retirement, so your income planning decisions will need to be adjusted as well. One of…

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2019 Brings Changes to Retirement Planning
December 10, 2018

Retirement planning can sometimes feel confusing, but you know one thing for sure: No one has ever claimed that they saved too much for retirement! The mantra, “save all you can”, still holds true. Now, we have a bit of good news: In 2019, the contribution limit for qualified retirement…

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Three Important Steps to Take Right Now
December 5, 2018

Like most of us, you might be feeling a bit busy and rushed toward the end of the year. So, it can be easy to lose sight of your long-term financial plan. But since there are certain planning tasks that need to be done by the end of the year,…

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