COTO Insurance & Financial Services Blog

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The Future of Retail Raises More Questions Than Answers
July 20, 2020

Will we learn to live with less? Some lessons were learned when the U.S. initially closed up shop and told everyone to stay home. For example, we can live without extra-soft, double-ply toilet paper and go a whole weekend without shopping at a store or eating at a restaurant —…

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Drug Prices Amid the Coronavirus Pandemic
July 13, 2020

A study published in May in the Journal of Virus Eradication reported on nine potential medications that could be used to treat the coronavirus. Based on how much these drugs currently cost, researchers projected prices for a generic version. For example, in the case of sofosbuvir (a drug used to…

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Health Care: What Lies Ahead
July 6, 2020

In 1960, the average American spent about $147 a year on health care expenses. In 2017, that number was $10,739. In the ’60s, the health care industry represented 5% of GDP. In 2017, it was nearly 18%.1 Unfortunately, annual incomes have not increased on par with this particular cost of…

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Gender Dynamics: Pre- and Post-Pandemic
June 29, 2020

In past recessions, industries like manufacturing and construction were often the hardest hit. For example, some economists referred to the Great Recession as a “man-cession” because at the outset, more men lost jobs than women. In some households, wives were able to find employment more often than men. The recovery,…

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