COTO Insurance & Financial Services Blog

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The Precarious Status of the Affordable Care Act
November 9, 2020

There is a lot riding on both the outcome of this year’s federal elections and the appointment of the new Supreme Court justice. One of the most predominant issues scheduled to be argued before the court this fall is the constitutionality of the individual mandate within the current health care…

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Housing Notes
November 2, 2020

Millennials can’t seem to catch a break. From their late teens through college, many saw their parents suffer from tremendous financial distress, job loss and, for some, even losing their family home. Many of these young adults graduated from college with overwhelming student loan debt as they entered a terrible…

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Heat Wave: Power Bills and Power Options
October 26, 2020

During the U.S.’s initial spring lockdown, the weather was rather temperate in most areas of the country. By the time COVID-19 outbreaks started becoming more rampant nationwide, summer was in full swing. This made for uncomfortable conditions in terms of social distancing guidelines. For example, the pandemic forced hundreds of…

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Will You Be Able To Afford In-Home, Long-Term Care?
October 19, 2020

More than 90% of America’s older adults prefer to “age in place” in their own homes rather than in a senior housing community or facility.1 With today’s insight into how a deadly pandemic can affect nursing homes — as of September 6, COVID-19 has claimed nearly 55,000 nursing home residents’…

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