Meet the Team Dedicated to Your Future

Straight Talk from Experienced Professionals

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Vicki Gunvalson

President and Founder

Vicki Gunvalson started her insurance and financial services career in the suburbs of Chicago, Illinois in 1991 and quickly became the top agent in her company within the first year of her career. With sheer determination and a passion for business, she was able to build Coto Insurance & Financial Services, Inc., into one of the most successful insurance agencies in the entire country.

Vicki learned the true importance of insurance after her father was diagnosed with Alzheimer’s disease at the young age of 59 without having any long term care insurance. After experiencing the financial toll this took on the family, she decided to focus on helping others in planning for the unplanned.

Vicki surrounds herself with positive, high-energy individuals. She loves and trusts all her clients and treats them like she treated her father — with passion, devotion, and respect.

In addition to health and life insurance products, Vicki’s company offers financial products and services such as retirement income strategies for individuals and small business owners.

With the type of retirement planning Vicki does, she is able to show her clients how to obtain a lifetime, guaranteed income stream in retirement — which they can never outlive — all while their principal is protected.

Vicki holds various professional designations including:

  • Member of the Million Dollar Round Table
  • Member of the American Association of Long-Term Care Insurance
  • A+ Rating from the Better Business Bureau
  • Orange County Five Star Wealth Manager award winner
  • Member of the National Ethics Bureau
  • Certified Financial Fiduciary

Vicki lives by the mantra “Preserve, Plan, and Protect,” and believes that the way to generate more wealth is to share her wealth with others.


Our Team

Meet the team dedicated to your future!

Michael Wolfsmith

Vice President
Life Insurance

License Number: 0G79337

Linda Edwards

Marketing Manager & Client Relations

Brian Drescher

Property & Casualty, Life and Health Agent

License Number: 0K37932

Stefanie Ford

Property & Casualty Division

License Number: 0G86510

Heather McCarthy

Property & Casualty and Life, Health and Medicare Supplement Division

License Number: 0M20080

Olivia Smith

Life and Health Agent

License Number: 4296324

Contact Us

949-858-7200 |