COTO Insurance & Financial Services Blog

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Have You Protected Your Most Valuable Asset?
November 26, 2018

You wouldn’t hesitate to protect your home or car from catastrophe; after all, those are major investments. But for some reason, many people aren’t protecting their most valuable asset. Did you know that 98 percent of Americans don’t have enough life insurance to replace their own income, in the event…

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What Does the Social Security COLA Mean for You?
November 19, 2018

Last month, Social Security announced a much-anticipated cost of living adjustment (COLA) for beneficiaries. After analyzing numbers from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), the Administration approved a 2.8 percent bump in monthly beneficiary checks. For the average retiree receiving Social Security benefits of…

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Comparing Your Estate Planning Options
November 12, 2018

Although you might not think of it this way, estate planning is an important part of retirement planning. Over your lifetime, you have accumulated assets to help you sustain yourself through your retirement years. And, you might be hoping to leave some of those assets to your loved ones someday….

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Learning the Basics of Medicare
November 5, 2018

No matter when you ultimately decide to retire, Medicare eligibility begins at age 65. For most of those planning for retirement, it is assumed that Medicare will provide for all medical needs, and therefore you don’t need to worry about this aspect of your budget. The truth is somewhat less…

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