COTO Insurance & Financial Services Blog

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Baby Boomers Staying Home for Retirement
February 17, 2020

In 1989, Harvard economists published a study concluding that as baby boomers aged out of the residential real estate market, there would be a glut of empty homes and prices would plummet.1 That clearly hasn’t happened yet, for a variety of reasons. Economists didn’t account for boomers’ life expectancy extending…

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Travel in 2020
February 9, 2020

A recent study revealed that young adults are more interested in spending money on experiences rather than material goods. In the study, 43 percent of respondents reported compromising on their daily expenses to save money for travel. One of the positive effects of globalization is young people have greater exposure…

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Health and food trends to watch in the new decade
February 3, 2020

A recent study concluded that half of the U.S. population will be clinically obese within the next 10 years. This isn’t just a weight issue, it’s a financial one. Obesity is a major factor for developing conditions like heart disease, diabetes, joint disorders and even certain types of cancer.1 So…

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Finding Solutions to America’s Energy Challenges
January 27, 2020

The United States is the second-largest energy consumer on the planet. Over the past dozen years, domestic production of oil and natural gas has grown thanks in part to the innovation of shale extraction. The surge in energy production has been further advanced by lower costs of renewable sources, such…

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