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COTO Insurance & Financial Services Blog
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With regard to household incomes and the economy in general, we often hear the opinion that “it takes two incomes these days”. And in many situations, that is indeed true. Ironically, some statistics suggest that while dual-earner households might be making more money overall, they are often less prepared for…
Many people assume that they will contribute to their 401(k) for decades, carry it into retirement, and begin distributions. And for some, that works out just fine. But as with anything else in life, you want to make that decision with full knowledge of the other options available to you,…
No one hopes to carry significant debts into retirement, and you particularly don’t wish to leave behind large debts for your loved ones after you pass away. But some amount of debt is normal for everyone, and is usually unavoidable. Planning for those debts, then, is the way to protect…
Like most people, you probably anticipate that Social Security will make up an important part of your retirement income. But how large can your monthly benefit payment actually be? That will be determined by a number of factors unique to your situation, but let’s take a look at the maximum…