COTO Insurance & Financial Services Blog

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Social Security After Divorce
January 17, 2018

Divorce can seem to wreak havoc on many financial plans. However, once the dust has settled and a few years have passed, most of us assume the worst is behind us. That is indeed true in most cases. However, once you reach retirement age, you might find yourself surprised once…

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Managing Unexpected Expenses in Retirement
January 10, 2018

Planning for the future requires us to carefully analyze our lifestyles, expenditures, and budgets for future years. But this exercise is hardly a precise science; a lot of these estimates include our best guesses as to how things will work out. It is always possible that unexpected expenses will surprise…

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Avoid This Pitfall of “Early” Retirement
January 3, 2018

Many of us can’t wait to retire, and relax to enjoy the fruits of our labor. In other cases, some of us will need to retire a bit earlier than planned, due to unforeseen circumstances. In either case, you probably know that you can claim Social Security benefits as early…

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Life Insurance Can Do More Than You Think!
December 20, 2017

Most people know that, in the event that something happens to them, a life insurance policy could prove invaluable to their family members. During a time of emotional hardship, you certainly don’t want your loved ones to suffer financial complications as well. But you might be surprised to know that…

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