COTO Insurance & Financial Services Blog

Select an article below to read more.

How Much Life Insurance Do You Really Need?
July 11, 2025

A common recommendation is to carry life insurance worth 10 to 15 times your annual income. While this is a useful starting point, it is not a one size fits all formula.

Read More

The Surprising Benefits of Term Life Insurance for Young Families
July 10, 2025

Applying for term life insurance while you are still young and healthy means you can lock in the lowest possible rates. The longer you wait, the more expensive coverage may become.

Read More

Term Life Insurance vs. Permanent Life Insurance: Which One Is Right for You
July 9, 2025

When shopping for life insurance, one of the first and most important decisions you will face is whether to choose term life insurance or permanent life insurance. Here’s what you should know…

Read More

5 Signs It Is Time to Update Your Life Insurance Policy
July 8, 2025

Significant life events often require a fresh look at your insurance coverage. Whether you have welcomed a new child, purchased a home, or launched a business, these milestones can dramatically shift your financial obligations.

Read More

949-858-7200 | info@cotoinsurance.com