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COTO Insurance & Financial Services Blog
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In 2016, a survey by LIMRA found that two out of five US households have no life insurance protection. Of those who did have a life insurance policy, many expressed concern that they might not have enough. We’ll address that in a moment, but first let’s take a look at…
Once you reach your forties and fifties, it’s normal to begin focusing on retirement much more. Planning seems more urgent now, and at the same time, retirement is starting to sound a lot more appealing. Because you will be eligible to take Social Security benefits as early as age 62,…
Most of us dream of retirement, but those dreams start to feel like a looming reality in our late fifties and into our sixties. At that point, you might begin to feel a bit of anxiety, because you’re not sure when is the exact “right” time to retire. This list…
We often remind our clients that life insurance can provide much more than simple replacement income in the event that you pass away unexpectedly. Yes, this is perhaps the most common use of life insurance, but it certainly is not the only one. Life insurance can provide a creative solution…