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COTO Insurance & Financial Services Blog
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I understand the importance of long term care insurance all too well. Unfortunately, my own father was diagnosed with Alzheimer’s at age 59, and he had to stop working earlier than planned. Eventually, he needed more intensive nursing care than my mom, my siblings, and I could provide. And so,…
As you approach your 65th birthday, it’s time to enroll in Medicare. Once you begin the enrollment process, you might find yourself surprised at how many different insurance options are available to you! These options are also available to you each year thereafter, during Medicare’s annual open enrollment season (also…
Deciding how to protect your loved ones, in the event that something happens to you, is one of the most important decisions you will make. It can also be one of the most complicated. Since none of us can predict the future, many of your life insurance decisions will be…
There’s a lot to look forward to in retirement, such as increased travel opportunities, time for your hobbies, and an escape from the daily grind of work. But most of us won’t completely escape income taxes. Even your Social Security benefits can be taxed, depending upon your income. Luckily there…