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Retirement Planning

Assessing your Mortgage Situation in Retirement
July 23, 2019

When it comes to retirement preparation, a common benchmark goal is having one’s mortgage paid off. This typically removes a large, ongoing payment from the budget and can reduce retirement expenses substantially. Some people even schedule their retirement just after their final payment date. Here’s an even better idea: Schedule…

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Assessing your Mortgage Situation in Retirement
June 22, 2019

When it comes to retirement preparation, a common benchmark goal is having one’s mortgage paid off. This typically removes a large, ongoing payment from the budget and can reduce retirement expenses substantially. Some people even schedule their retirement just after their final payment date. Here’s an even better idea: Schedule…

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4 Important Conversations to Have Before You Retire
May 20, 2019

As you continue to plan for your retirement, and enjoy the countdown to your final day at work, we will be engaging in regular conversations about your future. But aside from frequent discussions with your financial advisor, there are a few other important conversations you need to have. These individuals…

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5 Steps to A 401(k) Rollover
April 22, 2019

Whether you’re leaving your job, or on the verge of retirement, you might be wondering whether a 401(k) rollover is your next step. Due to fees, options, taxes, and other considerations, this choice can impact your overall retirement savings by thousands of dollars. So naturally, you want to research carefully…

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Two-Earner Households Are Sometimes Less Prepared for Retirement
April 8, 2019

With regard to household incomes and the economy in general, we often hear the opinion that “it takes two incomes these days”. And in many situations, that is indeed true. Ironically, some statistics suggest that while dual-earner households might be making more money overall, they are often less prepared for…

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What To Do With Your 401(k) When You Change Jobs
March 4, 2019

Your grandparents might have worked for the same company for thirty years, and then retired with a comfortable pension or retirement savings. Today, those situations are rare. Not only are pensions rare, with the burden of retirement preparations falling more on workers’ shoulders; most of us tend to change employers…

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A Basic Retirement Income Primer
February 23, 2019

Planning for retirement will require many years, and many decisions along the way. Sometimes you might even change your mind on a few of those choices, and that’s okay. There’s no way we can fit every consideration into a single blog, of course, but much of your planning will boil…

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Should You Choose a Female Financial Advisor?
February 11, 2019

Recently, some information surfaced that I found interesting, as a female financial advisor. So naturally I wanted to share this perspective with my blog readers! I’ve been seeing a lot of interesting news about female investors versus male investors. And while it’s important to stress that both styles can be…

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The Financial Roadblocks We Still Face
February 1, 2019

While public opinion on the economy is often strictly divided along political lines, opinions of personal household finances tend to be more accurate. So while a majority of Americans feel that the economy has improved in the past two years, many aren’t feeling that impact upon their own financial situations….

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4 Questions to Ask Before You Retire
January 21, 2019

Is 2019 your year? Maybe you’ve been counting down the days until retirement, and you think you’re almost there. Before you take the leap, ask yourself these four questions and evaluate your answers. Where do I want to live? No longer bound by proximity to work, school zones, and the…

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