Currently browsing:

Retirement Planning

Watch Out for Fake Calls from Social Security
January 14, 2019

You answer your phone, and the person on the other end of the line claims to be a representative from Social Security. They inform you of a dire situation pertaining to your benefits, such as an overpayment or a problem with your account, and instruct you to call another number…

Read More

Don’t Let Your Resolutions Wreck Your Budget
January 2, 2019

At this time of year, many of us are setting resolutions for the New Year. It’s a great time to change your life for the better, get more organized, improve your health, and meet other goals. But sometimes the pursuit of these goals can impact your budget. Take these steps…

Read More

Medicare Costs are Increasing for Some
December 17, 2018

As you’re planning for retirement, one of the most important things you can remember is to expect budgetary and expense changes from year to year. It is unlikely that your expenses will remain static throughout retirement, so your income planning decisions will need to be adjusted as well. One of…

Read More

2019 Brings Changes to Retirement Planning
December 10, 2018

Retirement planning can sometimes feel confusing, but you know one thing for sure: No one has ever claimed that they saved too much for retirement! The mantra, “save all you can”, still holds true. Now, we have a bit of good news: In 2019, the contribution limit for qualified retirement…

Read More

Three Important Steps to Take Right Now
December 5, 2018

Like most of us, you might be feeling a bit busy and rushed toward the end of the year. So, it can be easy to lose sight of your long-term financial plan. But since there are certain planning tasks that need to be done by the end of the year,…

Read More

What Does the Social Security COLA Mean for You?
November 19, 2018

Last month, Social Security announced a much-anticipated cost of living adjustment (COLA) for beneficiaries. After analyzing numbers from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), the Administration approved a 2.8 percent bump in monthly beneficiary checks. For the average retiree receiving Social Security benefits of…

Read More

Learning the Basics of Medicare
November 5, 2018

No matter when you ultimately decide to retire, Medicare eligibility begins at age 65. For most of those planning for retirement, it is assumed that Medicare will provide for all medical needs, and therefore you don’t need to worry about this aspect of your budget. The truth is somewhat less…

Read More

COBRA Can Complicate Medicare Enrollment
October 21, 2018

Even as a retirement planning specialist, I learn new things about topics like Social Security and Medicare all the time! Recently some clients came to me with a dilemma regarding Medicare enrollment, and I did a little sleuthing to help them figure out their situation. Since this appears to be…

Read More

How Much Does Long-Term Care Cost?
October 8, 2018

As you plan for retirement, you have many different issues to consider. While you might focus on your options to generate income, considering how that income will be spent is the other side of the coin that many people forget. Unexpected expenses can and do pop up during retirement. And…

Read More

Why Is It Important to Have a Trust?
September 17, 2018

When I meet with a new client, a Trust is one of the first things we investigate together. If the clients have not already established a Trust, I advise them to do so right away. Why is a Trust so important? Someday when you pass away, your estate will automatically…

Read More

Do You Have a Specific Question?

Use the form below to contact us.

    949-858-7200 |