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Life Insurance

4 Life Insurance Riders to Consider
June 11, 2018

Deciding how to protect your loved ones, in the event that something happens to you, is one of the most important decisions you will make. It can also be one of the most complicated. Since none of us can predict the future, many of your life insurance decisions will be…

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Don’t Make These Life Insurance Mistakes!
May 14, 2018

Many people make the mistake of assuming that they don’t need life insurance, because they are young, or healthy, or don’t have outstanding debts, or don’t have any dependents, and so on. The truth is that we all need at least a basic policy to cover burial expenses, because none…

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Term or Permanent Life Insurance, Which is Better?
April 23, 2018

If you’ve decided that you definitely need life insurance, congratulations. You’ve made the first step toward an important decision that will protect your loved ones. But of course, deciding that you need this protection is only the first step. Now you will face a series of choices related to the…

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Do You Have Enough Life Insurance?
April 9, 2018

In 2016, a survey by LIMRA found that two out of five US households have no life insurance protection. Of those who did have a life insurance policy, many expressed concern that they might not have enough. We’ll address that in a moment, but first let’s take a look at…

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How to Use Life Insurance to Hedge Against Taxes
March 19, 2018

We often remind our clients that life insurance can provide much more than simple replacement income in the event that you pass away unexpectedly. Yes, this is perhaps the most common use of life insurance, but it certainly is not the only one. Life insurance can provide a creative solution…

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How to Use Life Insurance to Equalize Inheritance
March 12, 2018

We often think of life insurance in very simple terms. We assume that the entire point is to ensure that our loved ones are financially safe, in the event that something happens to us. So, we tend to look for a life insurance policy that will adequately replace our income…

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Watch Out for These Life Insurance Scams
February 26, 2018

It is a sad fact of life that there are some people who prey upon retirees and even bereaved families. These con artists often target life insurance plans, so we felt it was important to warn our customers of some common scams in circulation. Phony life insurance payouts. Imagine that…

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You Can Afford Life Insurance!
February 14, 2018

Most of us know that life insurance is important, to protect our loved ones in the event that something happens to us. But often we find that people resist choosing a policy, because they already feel burdened by payments on various other life expenses. If you’re thinking that you “can’t…

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5 Reasons to Reevaluate Your Life Insurance Contract
January 24, 2018

Most of us think of “life insurance” as something you purchase once, and then you’re covered for life and you can forget about it. But that’s actually not true at all. While it’s not something that you’re going to reconsider every week or even every month, there are definitely times…

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Managing Unexpected Expenses in Retirement
January 10, 2018

Planning for the future requires us to carefully analyze our lifestyles, expenditures, and budgets for future years. But this exercise is hardly a precise science; a lot of these estimates include our best guesses as to how things will work out. It is always possible that unexpected expenses will surprise…

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