Currently browsing:

Life Insurance

What are Guaranteed Life Insurance Policies?
April 15, 2019

Many people know that they need a life insurance policy, but either don’t want to fill out a long medical questionnaire, or don’t have the time. Perhaps they have some other reason for desiring a quick and simple approval and coverage. In those cases, a guaranteed life insurance policy often…

Read More

What Happens to Debts After Death?
March 25, 2019

No one hopes to carry significant debts into retirement, and you particularly don’t wish to leave behind large debts for your loved ones after you pass away. But some amount of debt is normal for everyone, and is usually unavoidable. Planning for those debts, then, is the way to protect…

Read More

Does Your Life Insurance Really Suit Your Situation?
March 11, 2019

Most people think of life insurance as a one-size-fits-all product. You assume you need a certain amount of coverage, you purchase a policy with a premium you can afford, and now you’re all set… But are you? The truth is, each life insurance policy is not designed to appeal to…

Read More

Can I Buy a Life Insurance Policy on my Ex?
December 21, 2018

This question might surprise you, but it’s actually quite a common situation. Many people wonder whether they can purchase a life insurance policy on their ex spouse, and the answer is yes! Not only can you do that; in many cases perhaps you should. This type of policy can be…

Read More

Have You Protected Your Most Valuable Asset?
November 26, 2018

You wouldn’t hesitate to protect your home or car from catastrophe; after all, those are major investments. But for some reason, many people aren’t protecting their most valuable asset. Did you know that 98 percent of Americans don’t have enough life insurance to replace their own income, in the event…

Read More

How Much Life Insurance Do You Really Need?
October 1, 2018

In my many years of working one-on-one with clients, I have learned something important about life insurance: There are no cookie cutter, one-size-fits-all answers. Sometimes a client will call me, and say something like, “I need to purchase 100,000 dollars in life insurance”. My reply is, “How did you arrive…

Read More

5 Questions to Ask About Your Life Insurance Policy
September 10, 2018

No one really wants to think about the end of their life, or picture their loved ones carrying on without them. So it’s no wonder that many people tend to gather their courage once, enroll in a life insurance policy, and then never think about it again. That’s understandable, but…

Read More

The Different Types of Life Insurance
September 3, 2018

When you begin your search for the right life insurance policy, you might be surprised at how many different types there are! You will begin to spot lingo such as term, whole life, permanent, universal, and many more. These different types of life insurance were all designed to meet specific…

Read More

Life Insurance: You Probably Need More Than You Think!
August 20, 2018

Here’s the funny thing about life insurance: While it’s your own life that you’ve insured, you’re not enrolling in this policy for yourself. We all consider, and ultimately select, a life insurance policy based on how well it benefits our loved ones after our passing. So what is the real…

Read More

The Many Benefits of Life Insurance
July 9, 2018

  Life insurance comes with many more benefits than you might think. In fact, it’s also for those who are still living! You might be surprised to learn that life insurance benefits can even be used to fund your retirement. For example, I’m currently paying premiums each month, for a …

Read More

Do You Have a Specific Question?

Use the form below to contact us.

949-858-7200 | info@cotoinsurance.com