How Much Life Insurance Do You Really Need?
July 11, 2025A common recommendation is to carry life insurance worth 10 to 15 times your annual income. While this is a useful starting point, it is not a one size fits all formula.
The Surprising Benefits of Term Life Insurance for Young Families
July 10, 2025Applying for term life insurance while you are still young and healthy means you can lock in the lowest possible rates. The longer you wait, the more expensive coverage may become.
Term Life Insurance vs. Permanent Life Insurance: Which One Is Right for You
July 9, 2025When shopping for life insurance, one of the first and most important decisions you will face is whether to choose term life insurance or permanent life insurance. Here’s what you should know…
5 Signs It Is Time to Update Your Life Insurance Policy
July 8, 2025Significant life events often require a fresh look at your insurance coverage. Whether you have welcomed a new child, purchased a home, or launched a business, these milestones can dramatically shift your financial obligations.
Guaranteed Universal Life Insurance: The Hidden Gem of Long Term Coverage
July 7, 2025Guaranteed universal life insurance is an excellent fit for individuals who want reliable lifelong coverage without the complexity of managing a policy’s investment component.
How to Use Universal Life Insurance for Retirement Income
July 6, 2025Universal life insurance is a flexible type of permanent coverage that combines a death benefit with a cash value component, making it a useful financial tool for long term planning.
What are Guaranteed Life Insurance Policies?
April 15, 2019Many people know that they need a life insurance policy, but either don’t want to fill out a long medical questionnaire, or don’t have the time. Perhaps they have some other reason for desiring a quick and simple approval and coverage. In those cases, a guaranteed life insurance policy often…
What Happens to Debts After Death?
March 25, 2019No one hopes to carry significant debts into retirement, and you particularly don’t wish to leave behind large debts for your loved ones after you pass away. But some amount of debt is normal for everyone, and is usually unavoidable. Planning for those debts, then, is the way to protect…
Does Your Life Insurance Really Suit Your Situation?
March 11, 2019Most people think of life insurance as a one-size-fits-all product. You assume you need a certain amount of coverage, you purchase a policy with a premium you can afford, and now you’re all set… But are you? The truth is, each life insurance policy is not designed to appeal to…
Can I Buy a Life Insurance Policy on my Ex?
December 21, 2018This question might surprise you, but it’s actually quite a common situation. Many people wonder whether they can purchase a life insurance policy on their ex spouse, and the answer is yes! Not only can you do that; in many cases perhaps you should. This type of policy can be…