Currently browsing:

Technology and Lifestyle

Keeping an Eye on Hurricane Season
August 20, 2020

As if the U.S. doesn’t have enough concerns, the National Oceanic and Atmospheric Administration (NOAA) predicts a busier-than-usual hurricane season this year. The organization expects 13 to 19 named storms between June 1 and Nov. 30, 2020, with as many as six major hurricanes (category 3, 4 or 5; with…

Read More

College Disrupted
August 10, 2020

Colleges all over the country have introduced incoming freshmen to orientation online, an entirely different experience. The online format offers several advantages in that more information can be presented and web pages bookmarked for future reference. This may be preferable to the barrage of information students normally receive during a…

Read More

Rerouting Your Summer Vacation
August 6, 2020

All is not lost. If you planned a multicity tour across Europe or Asia this summer, you’ve probably already rethought those plans. But that doesn’t mean you have to abandon the idea of a vacation altogether. Perhaps a domestic destination, a little ingenuity and a lot of family unity are…

Read More

The Future of Retail Raises More Questions Than Answers
July 20, 2020

Will we learn to live with less? Some lessons were learned when the U.S. initially closed up shop and told everyone to stay home. For example, we can live without extra-soft, double-ply toilet paper and go a whole weekend without shopping at a store or eating at a restaurant —…

Read More

Drug Prices Amid the Coronavirus Pandemic
July 13, 2020

A study published in May in the Journal of Virus Eradication reported on nine potential medications that could be used to treat the coronavirus. Based on how much these drugs currently cost, researchers projected prices for a generic version. For example, in the case of sofosbuvir (a drug used to…

Read More

Health Care: What Lies Ahead
July 6, 2020

In 1960, the average American spent about $147 a year on health care expenses. In 2017, that number was $10,739. In the ’60s, the health care industry represented 5% of GDP. In 2017, it was nearly 18%.1 Unfortunately, annual incomes have not increased on par with this particular cost of…

Read More

Gender Dynamics: Pre- and Post-Pandemic
June 29, 2020

In past recessions, industries like manufacturing and construction were often the hardest hit. For example, some economists referred to the Great Recession as a “man-cession” because at the outset, more men lost jobs than women. In some households, wives were able to find employment more often than men. The recovery,…

Read More

The Perks and Pitfalls of Self-Employment
June 15, 2020

Sole proprietors in the U.S. caught a huge break in April. The Paycheck Protection Program, borne out of the economic hardship caused by the COVID-19 pandemic, became available to solo entrepreneurs and independent contractors on April 10, 2020.1 According to a 2017 survey, 36% of U.S. workers are part of…

Read More

Post-Pandemic Job Market
June 9, 2020

It will be interesting to see how the job market fares over the next few months. While millions of workers have been laid off due to the coronavirus pandemic, many of those employers will be reopening and may or may not rehire those let go. Much depends on the direction…

Read More

Ways the Pandemic May Change the Future of Employment
May 25, 2020

About 8.5% of U.S. households are headed by a self-employed person. While self-employed households tend to earn higher income than salaried households, research shows they also tend to take the biggest hit during an economic downturn.1 The emergence of independent contractors and the gig economy helped make self-employment a more…

Read More

949-858-7200 | info@cotoinsurance.com