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Estate Planning

What Happens to Debts After Death?
March 25, 2019

No one hopes to carry significant debts into retirement, and you particularly don’t wish to leave behind large debts for your loved ones after you pass away. But some amount of debt is normal for everyone, and is usually unavoidable. Planning for those debts, then, is the way to protect…

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Comparing Your Estate Planning Options
November 12, 2018

Although you might not think of it this way, estate planning is an important part of retirement planning. Over your lifetime, you have accumulated assets to help you sustain yourself through your retirement years. And, you might be hoping to leave some of those assets to your loved ones someday….

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Why Is It Important to Have a Trust?
September 17, 2018

When I meet with a new client, a Trust is one of the first things we investigate together. If the clients have not already established a Trust, I advise them to do so right away. Why is a Trust so important? Someday when you pass away, your estate will automatically…

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5 Questions to Ask About Your Life Insurance Policy
September 10, 2018

No one really wants to think about the end of their life, or picture their loved ones carrying on without them. So it’s no wonder that many people tend to gather their courage once, enroll in a life insurance policy, and then never think about it again. That’s understandable, but…

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The Importance of Long Term Care Insurance
June 25, 2018

I understand the importance of long term care insurance all too well. Unfortunately, my own father was diagnosed with Alzheimer’s at age 59, and he had to stop working earlier than planned.  Eventually, he needed more intensive nursing care than my mom, my siblings, and I could provide. And so,…

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How to Use Life Insurance to Hedge Against Taxes
March 19, 2018

We often remind our clients that life insurance can provide much more than simple replacement income in the event that you pass away unexpectedly. Yes, this is perhaps the most common use of life insurance, but it certainly is not the only one. Life insurance can provide a creative solution…

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