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Real Estate: Trends & Predictions
February 22, 2021

The pandemic has changed our lives, our economy and our workplaces in many ways. Looking ahead, its impact may be widespread and long term for a variety of industries. Nowhere is this more prevalent than in the real estate industry. In recent months, tech companies such as Facebook, Twitter, Square,…

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COVID’s Toll: A Growing Mental Health Crisis
February 15, 2021

As COVID-19 outbreaks continue throughout the country, quarantining, working from home and at-home schooling have caused many people to suffer from what used to be called “cabin fever.” Cabin fever has seemed to spark mental health challenges such as anxiety, depression or just plain loneliness. And it seems to be…

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Health Care Spending During a Pandemic
February 8, 2021

In 2019, health care spending in the U.S. rose by 4.6%, for a total of $3.8 trillion. In fact, health care spending accounted for more than 17% of the economy. Spending accelerated in hospital care, physician and clinical services, and prescription drugs (which represented 61% of total national health spending).1…

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U.S. Weighs Student Loan Forgiveness
February 1, 2021

The current tab for student loan debt in the United States is $1.6 trillion. Most individuals don’t owe the federal government huge sums of money: 14 million borrowers owe $10,000 or less, while less than 3.5 million borrowers owe $200,000 or more. Many of those students in the latter group…

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America’s Need for Better “Infloodstructure”
January 25, 2021

In February, Spirit Airlines decided to transfer a portion of its operations from Miramar, Florida to Nashville, Tennessee. The key driver of this decision was recurring hurricane and tropical storm risk. This means a loss of 240 jobs for the Panhandle area. By mid-September of the 2020 hurricane season, mainland…

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Small-Business Prospects and Prognostications
January 11, 2021

Small businesses tend to have certain traits that may offer an advantage over large companies. For example, these traits may include the flexibility to try out new ideas, staff up or down quickly, and adapt nimbly to a changing market. There may also be the indomitable spirit, determination, confidence and…

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Flight Industry in Trouble
January 5, 2021

The airline industry has been largely affected by the COVID-19 pandemic. Secluding people in a conned space with limited air circulation for hours on end is not a great recipe for containing an airborne disease. However, airlines that have invested in protocols and protections to keep passengers safe are the…

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Troubled Mortgages
December 21, 2020

A lot of factors affect real estate prices, including interest rates, inventory, local foreclosure and short-sale rates, and even natural disasters. This year, as it was during the Great Recession, underwater mortgages and the potential foreclosure rate is a concern. Being “underwater” or “upside down” means that you owe more…

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Social Security Updates
December 14, 2020

The Social Security Administration (SSA) recently announced a new cost-of-living adjustment (COLA) starting in 2021. Beneficiaries can expect a 1.3% increase in their income payouts next year, which is actually smaller than the COLA increase was for this year.1 For single households, that’s an average increase of about $20 a…

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Let’s Talk About … Bankruptcy
December 7, 2020

According to a recent paper by a Wharton Business School professor, one in 10 U.S. households have filed for bankruptcy at some point. Moreover, approximately 1 million file for personal bankruptcy each year. Yet, even in the wake of total household debt soaring to a record $14.3 trillion in the…

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