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Retirement Income

Where Does the Time Go?
November 11, 2019

Americans are so busy that they often have a hard time balancing demands for work and their personal lives. In fact, participants in a recent survey reported having only an average of 26 minutes of free time each week.1 Where does the time go? The Bureau of Labor Statistics reports…

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A 401(k) Rollover After Retirement Can Be a Good Idea
April 1, 2019

Many people assume that they will contribute to their 401(k) for decades, carry it into retirement, and begin distributions. And for some, that works out just fine. But as with anything else in life, you want to make that decision with full knowledge of the other options available to you,…

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What To Do With Your 401(k) When You Change Jobs
March 4, 2019

Your grandparents might have worked for the same company for thirty years, and then retired with a comfortable pension or retirement savings. Today, those situations are rare. Not only are pensions rare, with the burden of retirement preparations falling more on workers’ shoulders; most of us tend to change employers…

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The Three Forms of Retirement Income
August 13, 2018

  When you’re planning for retirement, most people are typically looking at three forms of income. After all, we want you to be stable, so that you can really enjoy your retirement. Those forms of income are: Social Security. This, of course, is the federal program into which you have paid…

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Guaranteed Income for Life: What Does That Mean?
July 23, 2018

Pension plans are becoming less common these days, but you can still create your own guaranteed income for life. When you hear that phrase, “guaranteed income for life”, you might wonder what it actually means. Simply put, it means that you can create your own pension plan using your own…

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The Importance of Long Term Care Insurance
June 25, 2018

I understand the importance of long term care insurance all too well. Unfortunately, my own father was diagnosed with Alzheimer’s at age 59, and he had to stop working earlier than planned.  Eventually, he needed more intensive nursing care than my mom, my siblings, and I could provide. And so,…

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Avoid This Pitfall of “Early” Retirement
January 3, 2018

Many of us can’t wait to retire, and relax to enjoy the fruits of our labor. In other cases, some of us will need to retire a bit earlier than planned, due to unforeseen circumstances. In either case, you probably know that you can claim Social Security benefits as early…

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