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Most of us know that life insurance is important, to protect our loved ones in the event that something happens to us. But often we find that people resist choosing a policy, because they already feel burdened by payments on various other life expenses. If you’re thinking that you “can’t…
Retirement planning could be overwhelming if you tried to do it alone, or all at once. Fortunately, we’re here to help you, and you don’t have to accomplish everything in one day. In fact, retirement planning is an ongoing series of steps that you should take throughout your working years….
Most of us think of “life insurance” as something you purchase once, and then you’re covered for life and you can forget about it. But that’s actually not true at all. While it’s not something that you’re going to reconsider every week or even every month, there are definitely times…
Divorce can seem to wreak havoc on many financial plans. However, once the dust has settled and a few years have passed, most of us assume the worst is behind us. That is indeed true in most cases. However, once you reach retirement age, you might find yourself surprised once…
Planning for the future requires us to carefully analyze our lifestyles, expenditures, and budgets for future years. But this exercise is hardly a precise science; a lot of these estimates include our best guesses as to how things will work out. It is always possible that unexpected expenses will surprise…
Many of us can’t wait to retire, and relax to enjoy the fruits of our labor. In other cases, some of us will need to retire a bit earlier than planned, due to unforeseen circumstances. In either case, you probably know that you can claim Social Security benefits as early…
Most people know that, in the event that something happens to them, a life insurance policy could prove invaluable to their family members. During a time of emotional hardship, you certainly don’t want your loved ones to suffer financial complications as well. But you might be surprised to know that…
Retirement planning seems like it would be a relatively simple subject. You just save money for the future, make wise decisions with your funds, and then one day you retire on a comfortable income, right? It sounds pretty straightforward, but you also have to pay attention to changing guidelines and…
The Social Security program was conceptualized as a supplement to retirement income, in a time that company pensions were popular and common. These days, fewer people enjoy a pension program, but Social Security stands as it was conceived. It is, and will be, an important income supplement for your retirement…