COTO Insurance & Financial Services Blog

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Term or Permanent Life Insurance, Which is Better?
April 23, 2018

If you’ve decided that you definitely need life insurance, congratulations. You’ve made the first step toward an important decision that will protect your loved ones. But of course, deciding that you need this protection is only the first step. Now you will face a series of choices related to the…

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Early Retirement Might Help You Live Longer
April 15, 2018

What would you do all day, if you could retire right now? It appears that many early retirees are spending at least some of their time exercising and attending regular medical checkups and screenings. According to a study published last year in the journal of Health and Economics, those who…

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Do You Have Enough Life Insurance?
April 9, 2018

In 2016, a survey by LIMRA found that two out of five US households have no life insurance protection. Of those who did have a life insurance policy, many expressed concern that they might not have enough. We’ll address that in a moment, but first let’s take a look at…

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Two Things to Consider Before Retiring at 62
April 3, 2018

Once you reach your forties and fifties, it’s normal to begin focusing on retirement much more. Planning seems more urgent now, and at the same time, retirement is starting to sound a lot more appealing. Because you will be eligible to take Social Security benefits as early as age 62,…

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